Explore mortgage options with First Florida Home Mortgage, Inc
Your premier mortgage lender located in Naples, Florida. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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Myself and my family have used David Wellman of First Fiorida Mortgage for several years and have been totally satisfied with the service and would highly recommend him.
ray k.
I was extremely fortune and was recommend Melissa Cox a few days before my original closing date. The original lender I was working with was not knowledgeable, could not provide... read more
Logan Z.
David helped me out so much on the mortgage process. I didn’t understand anything and he explained the whole process to me step by step. He answered every question I... read more
Monica M.
David had great communication throughout the process - he explained everything very clearly and thoroughly. Highly recommended.
Rich B.
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David was really easy to work with and very honest with all my options. He has worked with me to secure two different mortgages over the past few years and... read more
Samantha H.
GREAT SERVICE
Sue B.
If you are in the market for a mortgage, I highly recommend David. Incredibly knowledgeable and professional. Always available 24/7. Walked me through the process from A to Z.... read more
Harris H.
I have had the pleasure of working with David Wellman both professionally and personally, and I can confidently say he is one of the best mortgage lenders I have ever... read more
Mike B.
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We had an excellent experience working with David who helped us with the process of buying our home. David is very professional, knowledgeable and has excellent communication from day... read more
Martha R.
I WANT TO START OFF BY SAYING DAVID IS A MAGICIAN. HE SURE DOES HAVE A MAGIC WAND. HE IS A VERY COMPASSIONATE PERSON. HE IS VERY CARING... read more
Gina F.
David works hard to understand your needs so he can find the best loan product for your needs and I greatly appreciated his efforts.
Mark S.
Great service! When in need of refinancing or a new home mortgage this is your guy! Best rates and no issues. David makes it super easy and smooth. Thanks David!
Justin F.
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I had an excellent experience with David. He was available any time I had questions; I never had to chase him down. He walked me through the mortgage process with... read more
Denise L.
Fist florida home Mortgage (David)has been our go-to mortgage lender for almost a decade. He is highly professional, diligent, knowledgeable, experienced, and ethical.
Rosa N.
So nice - we did it twice! David is an amazing Mortgage professional to work with! Not only is he super knowledgeable, creative and helpful, he is a really nice... read more
Amanda P.
Dealing with David Wellman was a pleasure. He made the process of getting a mortgage very smooth. I would recommend David to anybody as he is personable and professional!
Shari M.
